Welcome PSA Financial Team

Help your clients meet contractual requirements and be prepared for a data breach.

Get Comprehensive Coverage

With a Zeguro insurance policy, your clients can be covered for data loss, business interruption and extortion, third party lawsuits, PCI DSS fines, and more.

Access Free Cybersecurity Tools

Your clients get free access to Cyber Safety, our suite of security tools, with their policies. Using these tools to secure their businesses can save them up to 20% or more on their renewals.

Cyber Insurance Made Easy

Fill out our online questionnaire for your client and get a quote within minutes. They can then purchase their policy online and get coverage same-day.

The Cyber Insurance Coverage Your Clients Need

Cyber insurance can be complicated, which is why PSA Financial has teamed up with Zeguro to simplify purchasing cyber insurance for you and your clients. Zeguro Cyber Insurance provides comprehensive coverage so your clients can meet contractual requirements and be protected in case of a cyber attack.

Click below on each coverage area to see specific coverages.

Customer & Employee Data Loss

If your business experiences loss of customer and employee data, such as credit card numbers, as a result of a cyber attack or cyber crime, your cyber insurance policy covers the following:
Data Compromise Response Expenses

This coverage includes:

  • Crisis management
  • Regulatory fines and penalties
  • PCI assessments, fines, and penalties

When employee or client data is exposed by accident or a malicious act, states require that you notify those affected individuals. If the Payment Card Industry (PCI) or your state regulators find that you were negligent in your safe-keeping of sensitive data, you might face fines and penalties. Our policy can cover the notification costs and regulatory fines.    

Identity Recovery

This coverage includes:

  • Lost wages and child and elder care
  • Mental health counseling
  • Miscellaneous unnamed costs

You may need to take time off work or hire a caretaker for your child or elderly parent while dealing with identity theft. We’ll cover lost wages and child and elder care among other expenses.

Data Compromise Liability

This coverage includes:

  • Data compromise defense
  • Data compromise liability
  • Privacy incident liability

We cover losses and defense costs due to a claim or regulatory proceeding as a result of a privacy incident or data breach.

Reputational Harm

After you notify your customers that their information was exposed, they may be hesitant to continue doing business with you. We can cover operating expenses, such as payroll, and loss of income due to reputational damage from a data breach.

Forensic and Investigation Expenses

We cover the costs of IT professionals who will review your systems and backups to determine the size, scope, and nature of the data breach.

Public Relations Expenses

We pay for the costs of hiring  public relations firms to protect your reputation during  the aftermath of a cyber attack and costs to implement their recommendations.

Data Breach Lawsuit Coverage

We cover your defense and settlement costs if you’re sued by your customers because of a breach.

Business Interruption & Extortion

Cyber crimes and attacks, such as ransomware, could impact your day-to-day business operations resulting in lost revenue. Your cyber insurance policy covers for such incidents:
Cyber Extortion

If you experience a cyber extortion attack, such as ransomware, we cover the cost of hiring negotiators and investigators as well as the ransom payment, if necessary.  

Computer Attack

This coverage includes:

  • Computer Attack
  • Data re-creation
  • Crisis management
  • Future loss avoidance
  • Loss of business (including contingent loss of business)
  • Extended income recovery

In the event of a cyber attack, we cover the costs of data restoration, data re-creation, and system restoration as well as your business interruption income & expenses. We can provide additional resources to improve your cybersecurity posture following a cyber attack.

System Failure

We cover costs resulting from unintentional and unplanned computer system outages not caused by cyber attacks.

Cost of Forensic Accountant

We cover the hiring of a forensic accounting firm to determine how much business income you’ve lost and any extra expenses incurred due to a cyber attack.

Third Party Lawsuits

Third parties can sue your company when a network security incident impacts their business. They can also sue if any of your electronic communications result in their defamation, infringe their trademarks and copyrights, or violate their privacy policies. With Zeguro, you’re covered for defense and settlement costs related to the following:
Network Security Liability

This coverage includes:

  • Network security defense
  • Network security liability

We cover negligent security failures or weaknesses that result in malware spreading, denial of service attacks, or the unintended loss, release, or disclosure of third party corporate data.

Electronic media liability

This coverage includes:

  • Electronic media defense
  • Electronic media liability

We cover media incidents which include the infringement of copyright, trademarks, service marks, and more, unintended defamation, violation of someone’s privacy rights, and interference of someone’s right of publicity.

Payment Fraud

Criminals may hack your systems, or deceive your employees or financial institutions into sending money to a fraudulent destination. They may also fraudulently use your telecommunications systems and increase your costs.
Misdirected Payment Fraud

We cover losses due to fraudulent fund transfers.

Computer Fraud

We cover losses due to fraudulent data entry or change by someone who is not your employee.

Telecommunications Fraud

In the event that your telecommunications systems experience a cyber attack, this covers costs to your Telephone Service Provider due to the attack.

Additional Coverages

Reward Payment Reimbursement

We cover rewards you pay for information regarding data breaches.

Additional Insured

If a customer, partner, or other party requires that they be covered under your policy, you can name them as an additional insured.

Coverages may differ from state to state. Please consult your policy for all coverages, terms, exclusions, and conditions.
Zeguro acts as the Cyber specialist underwriter for HSB/Munich RE (A++ Rated).

With Zeguro, your clients will get more than just cyber insurance. Their policies include free security tools:

Security Training

Security Training helps improve employee security awareness for your clients. A cybersecurity skills assessment is first conducted to determine each employee's strengths and weaknesses so that they can get targeted training.

Monitoring

Your clients can set up automated website vulnerability scans with our Monitoring module to discover weaknesses that hackers can exploit. They'll get scan reports with a prioritized list of vulnerabilities along with instructions to fix them.

Security Policies

Zeguro provides security policy templates that cover important areas required in many compliance frameworks like PCI DSS and HIPAA. Your clients will also be able to upload custom policies so they can conveniently manage all policies in one place.

What people are saying about Zeguro

“We recognized that monitoring and protecting our business was critical to our operations and to increase customer confidence. Zeguro's platform gave us that foundation, and in the process provided us with cyber insurance that is 30% cheaper than the market.”

Aaron Huang
CMO, Lumity

“What we love about Zeguro is how easy it is to get started, and the continued peace of mind knowing we are getting more than just cyber insurance."

Bobbie Shrivastav
Chief Product Officer, Benekiva

At ClickUp, security and privacy are our utmost priority. That's why we trust Zeguro for all our cyber insurance needs. Aside from being secure, Zeguro offers a streamlined and efficient purchasing process so we can get back to making the world more productive."

Zeb Evans
Founder & CEO, ClickUp

“Zeguro was a pleasure to work with. Abbey provided us with excellent service, end-to-end. She’s experienced, knowledgeable, listened to exactly what we needed, and helped us find the right insurance coverage for our business.”

David Swanson
Chief Executive Officer, Optimus Companies

“Having cyber insurance through Zeguro has brought our company great relief. Any modifications or additions we need have been easily accommodated by our great agent Abbey Gallegos, who has been a pleasure to work with."

Yurany Lopez
Operations Manager, Smart Charging Technologies LLC

Zeguro is Industry Recognized