Cyber insurance that evolves with your business

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Get Insured Today

Getting cyber insurance is easy with Zeguro. Simply fill out our online questionnaire to get a quote within minutes. You can then purchase your policy online and get coverage same-day.

Access Free Cybersecurity Tools

As a Zeguro Cyber Insurance customer, you'll get free access to Cyber Safety, our suite of cybersecurity tools. Using these tools to secure your business can save you 20% or more on your premiums upon renewal.

24/7 Claims Team

Rest easy knowing our team of incident response experts are available 24/7 to assist with everything from breach identification and reporting to remediation.

What is Cyber Insurance and Why Do You Need It?

Cyber insurance, also known as cybersecurity insurance, cyber risk insurance, data breach insurance, and cyber liability insurance, is designed to protect against cyber risks. It mitigates the adverse effects brought by cyber attacks and data breaches, covers the cost of recovery, and helps your organization cope with lawsuits.

Not only does it offer financial protection in the event of a security incident, having cyber insurance also helps you meet contractual requirements from potential clients and partners.

The Cyber Insurance Coverage Your Business Needs

Get comprehensive coverage that meets contractual requirements and protects your business when a data breach occurs so you can win business and sleep easy.
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Click below on each coverage area to see specific coverages.

Customer & Employee Data Loss
Business Interruption & Extortion
Third Party Lawsuits
Payment Fraud
Additional Coverages

Customer & Employee Data Loss

If your business experiences loss of customer and employee data, such as credit card numbers, as a result of a cyber attack or cyber crime, your cyber insurance policy covers the following:
Data Compromise Response Expenses

This coverage includes:

  • Crisis management
  • Regulatory fines and penalties
  • PCI assessments, fines, and penalties

When employee or client data is exposed by accident or a malicious act, states require that you notify those affected individuals. If the Payment Card Industry (PCI) or your state regulators find that you were negligent in your safe-keeping of sensitive data, you might face fines and penalties. Our policy can cover the notification costs and regulatory fines.    

Identity Recovery

This coverage includes:

  • Lost wages and child and elder care
  • Mental health counseling
  • Miscellaneous unnamed costs

You may need to take time off work or hire a caretaker for your child or elderly parent while dealing with identity theft. We’ll cover lost wages and child and elder care among other expenses.

Data Compromise Liability

This coverage includes:

  • Data compromise defense
  • Data compromise liability
  • Privacy incident liability

We cover losses and defense costs due to a claim or regulatory proceeding as a result of a privacy incident or data breach.

Reputational Harm

After you notify your customers that their information was exposed, they may be hesitant to continue doing business with you. We can cover operating expenses, such as payroll, and loss of income due to reputational damage from a data breach.

Forensic and Investigation Expenses

We cover the costs of IT professionals who will review your systems and backups to determine the size, scope, and nature of the data breach.

Public Relations Expenses

We pay for the costs of hiring  public relations firms to protect your reputation during  the aftermath of a cyber attack and costs to implement their recommendations.

Data Breach Lawsuit Coverage

We cover your defense and settlement costs if you’re sued by your customers because of a breach.

Business Interruption & Extortion

Cyber crimes and attacks, such as ransomware, could impact your day-to-day business operations resulting in lost revenue. Your cyber insurance policy covers for such incidents:
Cyber Extortion

If you experience a cyber extortion attack, such as ransomware, we cover the cost of hiring negotiators and investigators as well as the ransom payment, if necessary.  

Computer Attack

This coverage includes:

  • Computer Attack
  • Data re-creation
  • Crisis management
  • Future loss avoidance
  • Loss of business (including contingent loss of business)
  • Extended income recovery

In the event of a cyber attack, we cover the costs of data restoration, data re-creation, and system restoration as well as your business interruption income & expenses. We can provide additional resources to improve your cybersecurity posture following a cyber attack.

System Failure

We cover costs resulting from unintentional and unplanned computer system outages not caused by cyber attacks.

Cost of Forensic Accountant

We cover the hiring of a forensic accounting firm to determine how much business income you’ve lost and any extra expenses incurred due to a cyber attack.

Third Party Lawsuits

Third parties can sue your company when a network security incident impacts their business. They can also sue if any of your electronic communications result in their defamation, infringe their trademarks and copyrights, or violate their privacy policies. With Zeguro, you’re covered for defense and settlement costs related to the following:
Network Security Liability

This coverage includes:

  • Network security defense
  • Network security liability

We cover negligent security failures or weaknesses that result in malware spreading, denial of service attacks, or the unintended loss, release, or disclosure of third party corporate data.

Electronic media liability

This coverage includes:

  • Electronic media defense
  • Electronic media liability

We cover media incidents which include the infringement of copyright, trademarks, service marks, and more, unintended defamation, violation of someone’s privacy rights, and interference of someone’s right of publicity.

Payment Fraud

Criminals may hack your systems, or deceive your employees or financial institutions into sending money to a fraudulent destination. They may also fraudulently use your telecommunications systems and increase your costs.
Misdirected Payment Fraud

We cover losses due to fraudulent fund transfers.

Computer Fraud

We cover losses due to fraudulent data entry or change by someone who is not your employee.

Telecommunications Fraud

In the event that your telecommunications systems experience a cyber attack, this covers costs to your Telephone Service Provider due to the attack.

Additional Coverages

Reward Payment Reimbursement

We cover rewards you pay for information regarding data breaches.

Additional Insured

If a customer, partner, or other party requires that they be covered under your policy, you can name them as an additional insured.

Coverages may differ from state to state. Please consult your policy for all coverages, terms, exclusions, and conditions.
Zeguro acts as the Cyber specialist underwriter for HSB/Munich RE (A++ Rated).

Why Zeguro?

‍✓Get comprehensive and customized insurance. Our technology analyzes your responses to our quote form and tailors your policy to the specific cyber risks your business faces.

✓Our team is here to answer any questions and will help your organization get the coverage it needs. Additionally, should a security incident occur, we offer easy claims management with a dedicated claims advocate.

✓Get free access to Cyber Safety on the Starter Plan or a discount of $59/month on any other plan for the duration of your policy. Leverage these security tools to reduce your cyber risks for discounts of up to 20% or more on your renewal.

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2019 MEDICI Top 21 Global Winner
InsurTech Edition

2019 Oxbow Partners
InsurTech Impact 25

2020 eSecurity Planet's
Hottest Cybersecurity Startups

Getting Insured With Zeguro Is Easy

Insurance can be complicated, which is why Zeguro has simplified purchasing cyber insurance for you so you can make the most informed decision about your cyber insurance needs.

Step 1

Fill Out Our Online Quote Form

Take a few minutes to fill out our online insurance quote questionnaire. It’ll help us understand your business’s cybersecurity program and assess your cyber risks so that we can customize your policy.  

In addition, you can opt into a free website vulnerability scan, which will help you identify security weaknesses in your website. This scan is quick and non-invasive, and you’ll get a detailed report on any vulnerabilities found and how to fix them.

Step 2

Get a Quote

Your quote will either be available within a few minutes of filling out the quote form or your application may require additional review. Once your quote is ready, you’ll get an email notification with login details to the Zeguro platform, where you can view your quote and see the results of your scan.

It’s recommended that you fix any website vulnerabilities found. The fewer the vulnerabilities, the lower your insurance premium.

Step 3

Purchase Your Policy

You can purchase your Zeguro Cyber Insurance policy online through the platform, where you viewed your quote, and secure an active policy today! From quote to purchase, getting cyber insurance with Zeguro can take as little as 5 minutes.

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With Zeguro, you get more than just cyber insurance. Your policy also includes free security tools to help you reduce your cyber risks:

Security Training

Improve employee security awareness with user-tailored training. Trainees are given an initial skills assessment followed by monthly courses that prioritize their weakest areas. You can track their progress through report cards.

Monitoring

Set up automated web vulnerability scans to discover security weaknesses in your websites and web apps. Get downloadable scan reports with any vulnerabilities found and how to fix them.

Security Policies

Get security policy templates that cover important areas required in many compliance frameworks like PCI DSS and HIPAA. Need policies outside of our template package? Upload any custom policies so you can conveniently manage all your policies in one place.

What people are saying about Zeguro

“We recognized that monitoring and protecting our business was critical to our operations and to increase customer confidence. Zeguro's platform gave us that foundation, and in the process provided us with cyber insurance that is 30% cheaper than the market.”

Aaron Huang
CMO, Lumity

“What we love about Zeguro is how easy it is to get started, and the continued peace of mind knowing we are getting more than just cyber insurance."

Bobbie Shrivastav
Chief Product Officer, Benekiva

“At ClickUp, security and privacy are our utmost priority. That's why we trust Zeguro for all our cyber insurance needs. Aside from being secure, Zeguro offers a streamlined and efficient purchasing process so we can get back to making the world more productive."

Zeb Evans
Founder & CEO, ClickUp

“Zeguro was a pleasure to work with. Abbey provided us with excellent service, end-to-end. She’s experienced, knowledgeable, listened to exactly what we needed, and helped us find the right insurance coverage for our business.”

David Swanson
Chief Executive Officer, Optimus Companies

“Having cyber insurance through Zeguro has brought our company great relief. Any modifications or additions we need have been easily accommodated by our great agent Abbey Gallegos, who has been a pleasure to work with."

Yurany Lopez
Operations Manager, Smart Charging Technologies LLC

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